SBM Holdings Ltd (SBMH.mu) HY2015 Interim Report

first_imgSBM Holdings Ltd (SBMH.mu) listed on the Stock Exchange of Mauritius under the Banking sector has released it’s 2015 interim results for the half year.For more information about SBM Holdings Ltd (SBMH.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the SBM Holdings Ltd (SBMH.mu) company page on AfricanFinancials.Document: SBM Holdings Ltd (SBMH.mu)  2015 interim results for the half year.Company ProfileSBM Holdings Limited is licenced as a commercial bank by the Bank of Mauritius and provides personal banking products and services, including savings accounts and term deposits; home, personal, educational loans, auto lease for cars and prepaid, debit, and credit cards. The bank also provides corporate and institutional banking products and services comprising working capital finance and project finance, as well as finance for the acquisition and installation of energy efficient and renewable energy equipment. SBM Holdings Limited together with its subsidiary businesses in Kenya, Mauritius, Madagascar and India, is known as SBM Group. SBM Holdings Limited is listed on the Stock Exchange of Mauritius.last_img read more

The Mauritius Development Investment Trust Co. Ltd (MDIT.mu) Q12016 Interim Report

first_imgThe Mauritius Development Investment Trust Co. Ltd (MDIT.mu) listed on the Stock Exchange of Mauritius under the Investment sector has released it’s 2016 interim results for the first quarter.For more information about The Mauritius Development Investment Trust Co. Ltd (MDIT.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the The Mauritius Development Investment Trust Co. Ltd (MDIT.mu) company page on AfricanFinancials.Document: The Mauritius Development Investment Trust Co. Ltd (MDIT.mu)  2016 interim results for the first quarter.Company ProfileThe Mauritius Development Investment Trust Co. Limited is an investment institution that invest in sectors such as financial services, manufacturing, construction, leisure and hotels, sugar, property development, transport, commerce, and information, communications and technology. The company is headquartered in Port-Louis, Mauritius and holds as well as manages securities in the Republic of Mauritius. The Mauritius Development Investment Trust Co. Limited is listed on the Stock Exchange of Mauritius.last_img read more

Archbishop of Canterbury will visit site of Indian massacre

first_img Priest Associate or Director of Adult Ministries Greenville, SC Rector Pittsburgh, PA Archbishop of Canterbury Justin Welby and his wife, Caroline, are featured on the home page of the 2020 Lambeth Conference. Photo: 2020 Lambeth Conference[Anglican Communion News Service] Pilgrimage, prayer and pastoral concern will form the key elements of the archbishop of Canterbury’s visit to the United Churches of North and South India this September.Archbishop Justin Welby will be joined by his wife for the 10-day visit, which will include taking part in 100th anniversary commemorations of the massacre in Amritsar.Read the full article here. Associate Rector for Family Ministries Anchorage, AK Tags An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Rector Smithfield, NC Submit an Event Listing Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Rector Collierville, TN Rector Knoxville, TN Rector/Priest in Charge (PT) Lisbon, ME Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Canon for Family Ministry Jackson, MS Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Cathedral Dean Boise, ID This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Associate Rector Columbus, GA Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Assistant/Associate Rector Morristown, NJ Featured Events Course Director Jerusalem, Israel Rector Martinsville, VA Rector Washington, DC Asia TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Associate Priest for Pastoral Care New York, NY Rector Hopkinsville, KY Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET By Rachel FarmerPosted Aug 2, 2019 Bishop Diocesan Springfield, IL Archbishop of Canterbury, Rector Bath, NC Archbishop of Canterbury will visit site of Indian massacre Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Director of Music Morristown, NJ Youth Minister Lorton, VA Director of Administration & Finance Atlanta, GA Anglican Communion, Rector and Chaplain Eugene, OR Submit a Job Listing Assistant/Associate Rector Washington, DC Rector Tampa, FL New Berrigan Book With Episcopal Roots Cascade Books Assistant/Associate Priest Scottsdale, AZ Priest-in-Charge Lebanon, OH Featured Jobs & Calls Curate (Associate & Priest-in-Charge) Traverse City, MI Submit a Press Release In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Rector Albany, NY Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Press Release Service Missioner for Disaster Resilience Sacramento, CA Curate Diocese of Nebraska Rector (FT or PT) Indian River, MI Rector Belleville, IL Rector Shreveport, LA Family Ministry Coordinator Baton Rouge, LA last_img read more

5 tips for a satisfying spring cleaning

first_imgShare on Facebook Tweet on Twitter  Of the many projects and activities people put on their annual to-do lists, few loom as large as spring cleaning. If you suddenly feel a burst of energy and a need to shake out the dreariness of winter, you’re not alone. While it may seem like a chore, many look forward to spring cleaning, and with good reason. It’s a time to open up your home, let in the fresh air and get it ready for the warmer months.To help you get the most out of your spring cleaning, here are five essential and unexpected tips to make your home blossom this spring.1. Make a game out of itGet your kids to help out by turning work into a game. For instance, in the yard, you can have them compete to collect the most sticks. And if they love banging on pots and pans, they’ll be great helpers when it comes to shaking out rugs or upholstered furniture that need some tough love.2. Let in the fresh airNaturally, you’ll throw open some windows to let in the fresh air, but to really chase out the odors that have accumulated after months of being closed in, you need to do more. To make your home smell fresh, boil water with two tablespoons of baking soda and a lemon peel for a serious odor-fighting solution.3. Change your light bulbsAn easy way to spruce up your home is by brightening it up with new lighting. Replacing old bulbs in every room with energy efficient Philips LED A19 bulbs will not only save you money on your energy bills, but will help create a comfortable and relaxing environment in your home. With LEDs lasting ten years, this is one task you can cross off your list for years to come.An easy way to spruce up your home is by brightening it up with new lighting. Replacing old bulbs in every room will not only save you money on your energy bills, but will help create a comfortable and relaxing environment in your home.4. Wax on, wax offAs a matter of routine, we dust, sweep, mop and scrub around the house, but too often forget to wax wooden furniture. Not only does waxing add a shine to wood, it gives it an added layer of protection and increases its longevity.5. Get rid of all that clutterA lot can accumulate over the course of those winter months: unused gifts from the holidays, old and worn winter clothes, and maybe even a damaged sled or two. Your first impulse might be to hang on to this stuff or just find more storage space, but be bold and get rid of it! Whether you kick these items to the curb or donate them locally, having a clutter-free house heading into the summer months is an unbelievable feeling.There are few things as satisfying as a good spring cleaning, and once you’re finished, you might be exhausted, but both you and your home will feel rejuvenated. And with 4-packs of Philips LED A19 bulbs now available at The Home Depot for just $9.97, there’s never been a more affordable time to transform your home into a clean, efficient and comfortable place, filled with the liveliness and fresh smells of the season. You have entered an incorrect email address! Please enter your email address here Please enter your name here UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom TAGSSpring Cleaning Previous articleCFX Helps Apopka Grow While Protecting the EnvironmentNext articleChristian HELP welcomed into Apopka by Chamber Denise Connell RELATED ARTICLESMORE FROM AUTHOR Please enter your comment! LEAVE A REPLY Cancel reply Florida gas prices jump 12 cents; most expensive since 2014 Save my name, email, and website in this browser for the next time I comment.last_img read more

Playing The Charity Card

first_imgPlaying The Charity Card Howard Lake | 7 April 2013 | News [amzn_product_post]The complete guide to diversifying your charity’s fundraising revenue by benefitting from the annual billion pound greeting card industry. Written by Craig Hartzel, founder and CEO of CharityGreetings.com. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThiscenter_img  8 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

Luego de Ferguson, policía contraataca: resistencia en masa es la respuesta

first_imgEl desafío arrogante y el obstruccionismo evasivo que la policía de Baltimore ha manifestado ante el video que les muestra arrastrando el cuerpo inerte de Freddie Grey en un furgón policial son típicas de la actitud endurecida de los departamentos policiacos en todo el país.La policía de Baltimore está acostumbrada a acosar, cometer atrocidades y matar gente negra con impunidad. Como sus contrapartes en ciudades de todo el país, desde Filadelfia a Tulsa, desde Los Ángeles a Cleveland, Nueva York, Albuquerque, Portsmouth en Virginia, Pasco en el estado de Washington y en otras ciudades y pueblos, grandes y pequeños, la policía de Baltimore está acostumbrada a ser en sí una ley virtual. Todos los asesinatos por la policía desde Ferguson demuestran que así quieren continuar.En el mes de marzo, se registraron 111 asesinatos policiales. Los apologistas de la policía dicen que los asesinatos no han aumentado recientemente, sino que hay más videos. Pero el hecho es que en marzo hubo 36 muertes más registradas que en febrero. (thinkprogress.com, 1º abril) En los primeros tres meses de 2014 hubo 244 homicidios cometidos por la policía; este año hubo 297 en el mismo período. Estas cifras son compiladas por grupos privados porque no se mantienen estadísticas nacionales.La exposición de la policía asesina en videos y en los medios de comunicación capitalista no ha frenado los departamentos de policía en el país. Al revés, la policía ha sido más asesina que nunca, a pesar de la exposición. Lo único que les puede hacer retroceder es el tipo de resistencia masiva que se vio en Baltimore este fin de semana y por meses después de la muerte de Michael Brown el pasado agosto, en Ferguson, Misuri, y alrededor del país liderado por Black Lives Matter, BLM (La vida de las/os negros importa)Apoyo de la clase gobernante a la policíaLo importante es que la policía tiene el respaldo de poderosos sectores de la clase gobernante. Por ejemplo, algunos de los mayores bancos, contratistas de guerra, instituciones médicas y otras corporaciones de Baltimore han observado día tras día, año tras año, como la policía torturaba a la comunidad afroamericana.JPMorgan Chase, Bank of America, Citigroup, Wells Fargo, Bank of New York Mellon, U.S. Bank, HSBC, Capital One y los otros bancos más grandes del país tienen presencia importante en Baltimore. El imperio médico Johns Hopkins es el mayor empleador allí.Maryland tiene 12 instalaciones militares importantes y 16 de las 25 empresas aeroespaciales del país. Tiene 70 de los 100 mayores contratistas de defensa en el país, incluyendo Lockheed Martin, Northrop Grumman y Raytheon.Los ricos no detendrán la brutalidad porque la policía protege sus intereses todo el tiempo.Washington muestra apoyo en funeral de NYCLo que es válido para Baltimore es válido para todo el país. La policía está actuando en concierto con sus aliados políticos y fuerzas poderosas en la clase dirigente para socavar cualquier intento por frenar su brutalidad.El funeral en la ciudad de Nueva York para los dos policías asesinados en diciembre fue un mensaje importante no sólo para los miles de policías de NY, sino también a los jefes de policía de todo el país que asistieron al funeral. Vieron como el vicepres. Joe Biden, el director del FBI James Comey, el gobernador de NY Andrew Cuomo y el comisario de la policía de NY William Bratton estaban con la policía. También vieron a cientos de policías dar la espalda al alcalde Bill De Blasio en abierto desafío y sin consecuencias adversas para ellos — porque les había criticado.Este apoyo a la policía por los más altos funcionarios del Estado capitalista estaba destinado a responder al creciente movimiento BLM. Fue una importante promesa de apoyo y aliento a la policía.Esta aprobación política se produce en un momento en que el FBI y el Departamento de Seguridad Nacional han utilizado la excusa de “luchar contra el terrorismo” para armar a la policía hasta los dientes con armas de combate. Estos organismos también han reforzado las redes policiales a nivel nacional. Las altas esferas del gobierno capitalista han servido como una fuerza política nacional para la defensa de la policía.Renuncia de Eric HolderTambién hay una sensación de victoria en la policía y sus campeones en la clase dominante por la inesperada renuncia del fiscal general Eric Holder, poco después de su visita a Ferguson donde expresó su solidaridad con la comunidad afroamericana. El momento de su renuncia no puede ser ignorado.Holder visitó Ferguson el 20 de agosto. Él habló en el Colegio Comunitario Florissant Valley, donde habló sobre la desconfianza de la comunidad con la policía. “Entiendo la desconfianza”, dijo. “Yo soy el fiscal general de EUA. Pero también soy un hombre negro”. (www.justice.gov)Holder relató ser detenido por agentes de la ley en el sector de Georgetown en Washington, D.C. mientras corría, y otra vez, sin ninguna razón, mientras manejaba por el New Jersey Turnpike. La policía registró su coche, y dijo que fue “humillante” y lo dejó “enojado”.Holder aprobó la exoneración de Darren Wilson, quien mató a Michael Brown. Pero luego publicó un informe sobre Ferguson que era una acusación mordaz de la policía y los funcionarios racistas de la ciudad. Obligó renuncias de alto nivel. Holder también lanzó docenas de investigaciones de abuso por departamentos locales de policía.A pesar de ser un leal servidor de la clase dominante, un mes después de su visita a Ferguson, el 25 de septiembre, Holder renunció.¿Qué camino va a ir Loretta Lynch?Loretta Lynch, una fiscal general afro-americana de Brooklyn, acaba de ser aprobada para ser la próxima Secretaria de Justicia de EUA. Tomó seis meses para obtener la aprobación de los republicanos del Congreso, quienes bloquearon su nominación en una lucha sobre la financiación del aborto.La clase dominante está tratando de dirigirla en una dirección pro-policía. El New York Times publicó un artículo por Matt Apuzzo el 23 de abril declarando:“Como fiscal de carrera con una reputación de ley y orden, [Lynch] entra al cargo con fuertes relaciones con muchos de los grupos policiales que se han sentido injustamente criticados durante una serie de episodios de alto perfil de hombres afroamericanos muriendo a manos de oficiales blancos”.The Times continuó: “El señor Holder recientemente completó una gira nacional de barrios de minorías para discutir el trabajo policial. La Sra. Lynch planea una gira similar de los departamentos de policía, lo que indica un cambio en el enfoque…ella también ha descrito, en términos apasionados y personales, cómo la policía es una fuerza de bien en barrios de minorías”.Aún está por verse si Lynch realmente desempeñará el papel que se espera de ella. Pero haga lo que haga como fiscal general, no es probable que la policía se reconcilie con ella–porque es una mujer afroamericana y porque procesó al policía que agredió a Abner Louima en la ciudad de NY. Aunque la actitud de la policía no varíe, el cambio en el tope del gobierno es clave en este caso.Resistencia de masas es la única respuestaMientras la policía continúa con su agresión racista, la única respuesta es la resistencia de masas. Demandas que exigen un alto a policías asesinos y el desarme de la policía, son consignas atractivas e inspiradoras. Debían ser planteadas en todas partes. Pero deben ir acompañadas de enfrentamientos masivos con la policía. La policía también puede hacerse retroceder de manera efectiva por tácticas de interrupción de la vida cotidiana adoptadas por el movimiento BLM después de Ferguson. Estas tácticas interfieren con los intereses comerciales de los patronos.La lucha militante de la juventud de Baltimore contra la violencia policial ojalá se extienda a sectores más amplios de las masas. Este es el único idioma que la policía y la clase dominante entienden.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Prime Minister’s office has spoof website closed down

first_img March 30, 2006 – Updated on January 20, 2016 Prime Minister’s office has spoof website closed down January 21, 2021 Find out more November 19, 2020 Find out more Help by sharing this information News to go further News RSF condemns Facebook’s blocking of journalistic content in Australia Google experiments drop Australian media from search results Receive email alerts Follow the news on Australia Organisation News February 22, 2021 Find out more AustraliaAsia – Pacific News Reporters Without Borders voiced shock today at the methods used by the office of Australian Prime Minister John Howard to censor parody website Johnhowardpm.org, on which political commentator Richard Neville (photo) posted a spoof speech by Howard about the presence of Australian troops in Iraq. The prime minister’s office had the website closed down on 14 March by going to Melbourne IT, the company that administers its domain name. On eve of the G20 Riyadh summit, RSF calls for public support to secure the release of jailed journalists in Saudi Arabia Reporters Without Borders voiced shock today at the methods used by the office of Australian Prime Minister John Howard to censor parody website Johnhowardpm.org, on which political commentator Richard Neville posted a spoof speech by Howard about the presence of Australian troops in Iraq.The prime minister’s office had the website closed down on 14 March by going to Melbourne IT, the company that administers its domain name.“All the world’s leaders are subject to parody and the Australian prime minister should learn to live with it rather than banning it,” Reporters Without Borders said. “And anyway, to close down a website, a court order should be required, not just an administrative decision. This type of censorship is unacceptable in democracy, in which website managers have the same rights as those who run traditional media.”Aping the design of the prime minister’s official website, the satirical johnhowardpm.org website carried spoof statements by Howard. A supposed fault in its registration with Melbourne IT was the grounds given for its closure. But Reporters Without Borders has verified that it was registered under the name of R. Neville and was therefore perfectly valid.Melbourne IT blocked the domain name in response to an e-mail request from a member of the prime minister’s office. Johnhowardpm.org is now redirected to Neville’s personal website on which the Iraq war spoof speech is available.Neville has not received any official notification of the site’s closure. He angrily told Reporters Without Borders: “I think that closing down a website is like burning a newspaper, only it is done with a velvet glove. There would have been people in the street if a newspaper had been censored like this.” Although the site was online for only 36 hours, it received more than 10,000 visits, he said.Reporters Without Borders has condemned other cases of pressure being put on domain name administrators to censor websites. Last December, the Kazakh government managed to strip British comedian Ali G. of the ability to use the .kz domain name for his website. More details.————-Create your blog with Reporters without borders: www.rsfblog.org RSF_en AustraliaAsia – Pacific last_img read more

EV Solar Charging Carport Offered by SunnyCal Solar

first_img Pinterest Twitter Pinterest JACKSON, Calif., Feb. 3, 2021, (SEND2PRESS NEWSWIRE) — SunnyCal Solar Inc., a provider of innovative solar products, announces release of the new EV Solar Carport to provide independent charging power for Electric Vehicles. Solar powered carports are powered by patented Steel Roof Solar (SRS) modules that have crystalline solar cells built into the metal roof sheets. These SRS modules create energy that is stored in a local battery and powers the EV car charger. The structure is a stand-alone steel framed structure, that provides shade and rain protection for vehicles while charging. All components are fully galvanized for long life. Options are available for lighting, powder coating and foundation anchors. Benefits of the EV Solar Carport are numerous. Solar charging power saves money by avoiding utility charges. Construction costs to connect EV chargers to the electric meter are eliminated. Future mileage taxes and charging fees are avoided. Carports may be eligible for Renewable ITC tax benefits. “Meeting the growing demands for EV chargers can be an expensive proposition,” said Steven Dollens, SunnyCal Solar, CEO. “EV Solar Carports are the most cost-effective way for many businesses meet the increasing needs for customer charging services.” Businesses that are mandated to provide EV charging, but lack the required high-power wiring in parking lots, can avoid massive upgrade costs. Since EV Solar Carports are lighted and self-powered, they can be placed without regard for proximity to power or lighting outlets. EV Solar Carports are available in kit form, with on-site installation services available. Dealer network available. More general information is available at https://sunnycalsolar.com/electric-car-charging/. Purchase details are available as https://sunnycalsolar.com/products/24×14-ev-solar-carport-4000w-solar/ *PHOTO link for media: https://www.Send2Press.com/300dpi/21-0203s2p-sunnycal-carport-300dpi.jpg *Caption: EV Solar Carport, 14-feet x 24-feet, 4kW Solar. NEWS SOURCE: SunnyCal Solar Inc This press release was issued on behalf of the news source (SunnyCal Solar Inc) who is solely responsibile for its accuracy, by Send2Press® Newswire. Information is believed accurate but not guaranteed. Story ID: 68095 APDF-R8.2 © 2021 Send2Press®, a press release and e-marketing service of NEOTROPE®, Calif., USA. To view the original version, visit: https://www.send2press.com/wire/ev-solar-charging-carport-offered-by-sunnycal-solar/ Disclaimer: This press release content was not created by the Associated Press (AP). Local NewsUS News TAGS  WhatsApp Facebookcenter_img WhatsApp Twitter By Digital AIM Web Support – February 3, 2021 Facebook EV Solar Charging Carport Offered by SunnyCal Solar Previous articleEdmunds: Whatever happened to car subscription services?Next articleEATYALL Launches New Program that Provides Resources to Chefs and Sampling Opportunities for Farmers Digital AIM Web Supportlast_img read more

Case-Shiller: Home Prices Fall Short of Market Expectations

first_img Previous: Existing-Home Sales Jump 4.9% in May Next: HUD, Real Estate Company Settle Allegations of Discrimination Case-Shiller credit First-time Buyers Home Prices 2014-06-24 Tory Barringer Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily June 24, 2014 931 Views The Best Markets For Residential Property Investors 2 days ago Share Save Tagged with: Case-Shiller credit First-time Buyers Home Prices Case-Shiller: Home Prices Fall Short of Market Expectations  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Headlines, Market Studies, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Home / Daily Dose / Case-Shiller: Home Prices Fall Short of Market Expectations Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Annual home price gains pulled back sharply in April, falling short of market expectations, a report released Tuesday shows.In its latest S&P/Case-Shiller Home Price Indices report, S&P Dow Jones Indices recorded an annual price increase of 10.8 percent among both the 10- and 20-city composites. Those figures compare to year-over-year increases of 12.6 percent and 12.4 percent, respectively.A consensus of economists surveyed by Econoday called for a gain of 11.4 percent in the 20-city index.Of the 20 cities tracked, 19 posted lower annual appreciation in April than in March, S&P Dow Jones reported, with only Boston coming out ahead.”Last year some Sunbelt cities were seeing year-over-year numbers close to 30 percent, now all are below 20 percent: Las Vegas (18.8 percent), Los Angeles (14.0 percent), Phoenix (9.8 percent), San Diego (15.3 percent), and San Francisco (18.2 percent),” said David M. Blitzer, chairman of the Index Committee at S&P Dow Jones Indices. “Other cities around the nation are also experiencing slower price increases.”Monthly numbers looked slightly more encouraging: In April, the 10- and 20-city composites posted respective increases of 1.0 percent and 1.1 percent, accelerating over March. Out of the 20 cities surveyed, all reported month-over-month appreciation.Though most markets nationwide still have some ground to make up before they return to their former peaks, higher costs and tighter credit have made it more difficult for some groups of buyers to reclaim their role in the market.”First time buyers are not back in force and qualifying for a mortgage remains challenging,” Blitzer said. “The question is whether housing will bounce back before the Fed begins to tighten sometime next year.”Recent numbers may indicate a little bit of hope on that front: On Monday, the National Association of Realtors reported a 4.9 percent month-over-month increase in existing-home sales in May—the strongest monthly increase since 2011—while the Census Bureau recorded an 18.6 percent spike in new home sales on Tuesday. Subscribelast_img read more

Crowdfunding for a Mortgage

first_img Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Brianna Gilpin, Online Editor for MReport and DS News, is a graduate of Texas A&M University where she received her B.A. in Telecommunication Media Studies. Gilpin previously worked at Hearst Media, one of the nation’s leading diversified media and information services companies. To contact Gilpin, email [email protected] Soon-to-be newlyweds regularly compile their wedding registries at locations like Target or Bed Bath and Beyond, but what about for a mortgage down payment?Mortgage Lender CMG Financial recently revealed their new platform HomeFundMe, which is essentially a crowdfunding website like GoFundMe that goes toward a down payment on a home without fees, but with the backing from the government-sponsored enterprises Fannie Mae and Freddie Mac.According to an article by CNBC, prior to HomeFundMe, down payment assistance could only come from family members, employers, community nonprofits, and churches as long as they had significant documentation. Lenders needed to be sure buyers weren’t borrowing for the down payment because that would mean they were adding debt on top of their mortgage payment, making them less likely to be able to make their mortgage.This unique idea is another way to assist millennials, who have openly said they are interested in homeownership, be able to put action to thought. Student loan debt is at an all-time high, and with high rent costs and low savings, the down payment on a house has kept homeownership seemingly out of reach for the generation.Additionally, prospective homeowners can attend free credit education classes and apply for grants of up to $2,500. Once they have done that, the platform will match donations at $2 for every $1 raised, up to $2,500.CMG has looked into the program regarding advertising dollars and believes that it’s something they would otherwise spend either through the internet or social media, so they’ve put their money where they think it has its best use.“Our tagline is, ‘Fund your way home,’” said Christopher George, CEO of CMG Financial to CNBC. “We think homeownership still is very sensible and, done correctly, is a good idea to step forward toward wealth, stability, and quality of life.”To read the full report, click here. October 5, 2017 1,914 Views  Print This Post Crowdfunding 2017-10-05 Brianna Gilpin The Best Markets For Residential Property Investors 2 days ago Tagged with: Crowdfunding Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Headlines, Market Studies, News Related Articles About Author: Brianna Gilpin Demand Propels Home Prices Upward 2 days agocenter_img Crowdfunding for a Mortgage Home / Daily Dose / Crowdfunding for a Mortgage The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Waters Introduces Bill Targeting Big Banks Next: Mortgage Free Baby Boomers? The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Subscribelast_img read more