My Pasadena Art Project Lets Viewers See 3D Images, Step Back in Time

first_img Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Make a comment Side Street Projects presents Arnold and Crystle Martin’s Now and Then part of a yearlong series called My Pasadena, funded by the National Endowment for the Arts and organized by the City of Pasadena Public Art Program in partnership with Side Street Projects.Arnold Martin and Crystle Martin researched and developed this project to connect residents and visitors to Pasadena’s civic center to the visual past through 3D stereoscopy, allowing individuals to take a step back in time before the middle 20th century to experience unique aspects of Pasadena’s Civic, Cultural and Industrial heritage.Through three stereo viewers in the historic Pasadena Civic Center, viewers can glimpse 3D images of the city’s past. Each of the images shows a unique take on the life and times of the residents of historic Pasadena over the past century, from its beginnings as a collection of fruit orchards to a getaway for wealthy entrepreneurs and the beginnings of a vibrant Los Angeles foothill community.The City of Pasadena Cultural Affairs Division, along with partner Side Street Projects, is the proud recipient of a National Endowment for the Arts Our Town public art project award. Pasadena’s project for the Civic Center: My Pasadena will create a continuous series of events and changing artworks from September 2015-September 2016, transforming the Civic Center area into a creative, vibrant public forum and expanding community awareness of and relevance to the contemporary role of government.Founded in 1992, Side Street Projects is an entirely mobile artist-run organization that gives artists of all ages the ability and the means to support their creative endeavors. The artists at Side Street Projects are social entrepreneurs who work with communities to solve real world problems. They share what they have learned to strengthen the field of artists who work with communities, schools, and organizations. Simply put, Side Street Projects teach artists how to roll up their sleeves and do things themselves. Each year we serve 10,000 individual (adult) artists and over 3,000 children.My Pasadena runs through September 2016 for more info visit www.sidestreet.org/my-pasadena More Cool Stuff Community News Subscribe Your email address will not be published. Required fields are marked * top box 7 My Pasadena Art Project Lets Viewers See 3D Images, Step Back in Time Now and Then: Connecting the visual past with the present From STAFF REPORTS Published on Tuesday, July 26, 2016 | 12:43 pm Community News faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Name (required)  Mail (required) (not be published)  Website center_img HerbeautyIs It Bad To Give Your Boyfriend An Ultimatum?HerbeautyHerbeautyHerbeautyThese Are 15 Great Style Tips From Asian WomenHerbeautyHerbeautyHerbeauty10 Of The Most Notorious Female Spies In HistoryHerbeautyHerbeautyHerbeautyThe Most Heartwarming Moments Between Father And DaughterHerbeautyHerbeautyHerbeauty7 Most Startling Movie Moments We Didn’t Realize Were InsensitiveHerbeautyHerbeautyHerbeautyYou Can’t Go Past Our Healthy Quick RecipesHerbeautyHerbeauty Business News Top of the News Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday 4 recommended0 commentsShareShareTweetSharePin it Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS First Heatwave Expected Next Week Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

How to create a credit risk rating system

first_imgFor credit unions, a popular tool to monitor credit risk is a standardized risk rating system, which can serve several purposes. These systems often determine credit approval processes, covenants placed on the borrower and how loans should be priced. They can also form the basis for broader risk management practices – for instance, setting the reserve, stress testing the loan portfolio, setting risk appetites and strategic planning. Unfortunately, there are no specific requirements for credit risk rating systems, though there are several expectations outlined in OCC guidance. That said, banks and credit unions have the ability to customize a rating system to best fit the unique risk characteristics of their institution.For most community banks and credit unions, internally-developed risk rating systems are used. These systems typically use a scorecard rating based on level of risk in Pass and Criticized categories. Some institutions may have one system for all loan types, while others may have different templates for various loan types.The goal of a risk rating system should be to assess a borrower’s potential future payment volatility by reviewing several characteristics. For instance, when assessing the current financial health of the borrower’s business, global cash flow, global debt service coverage, global debt to equity, financial statement strength and loan to value and collateral value for the loan should be considered. In addition, financial projections for the business and industry health should be reviewed and incorporated into the grade. The important item to remember here is to focus on future performance, not just historical data. continue reading » 13SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more