Cybersecurity – How plan participants can help thwart potential hackers

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Total US retirement assets surpassed $26.1 trillion in 2017 according to the American Society of Pension Professionals & Actuaries (ASPPA). As a significant investment for many Americans, retirement assets are an attractive target for many hackers globally.This growing threat is compounded by the fact that most people check their retirement accounts sporadically and not nearly as often as other accounts, such as checking accounts or credit cards. A cursory quarterly glance when a retirement statement is available may be the only review these accounts ever receive, which makes fraudulent activity potentially easier for the unscrupulous hacker lurking on the dark net.Prevention Is Only As Good As ParticipationWhile retirement plan providers and plan sponsors continue to implement multi-level security protocol and procedures to proactively prevent cybersecurity breaches, retirement plan participants also have an active role to play in safeguarding their retirement accounts. In reality, retirement plan security measures are only as good as their adoption by plan participants. With this in mind, there are a number of proactive, common-sense steps participants can take now to prevent future fraudulent activity. These protective measures include the following: continue reading »last_img read more

The reverse tier savings account that gives more to those with less

first_imgThe credit union industry’s loan-to-share ratio hit a first quarter high of 82.3% as of March 2019, continuing a half-decade-long trend of loan growth surpassing deposit growth. On the institution level, 236 credit unions at first quarter are 100% or more loaned out; that’s compared to 214 last year and 159 the year before that.As credit unions face liquidity constraints stemming from robust loan growth without the deposit growth to match, some institutions are re-thinking legacy products to catch the eye — and wallet — of potential savers. Canvas Credit Union($2.6B, Lone Tree, CO) is no exception.At first quarter, Canvas’ 96.8% loan-to-share ratio ranks 10th highest among Colorado credit unions and third among the state’s seven credit unions over $1 billion in assets. Led by a large auto loan program, more than half of them indirect loans, Canvas’ recent loan has exceeded 20% each quarter between first quarter 2014 and third quarter 2017, though now it more closely aligns with national average. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Local, state leaders provide info to the public to flatten the curve

first_imgThe 122nd New York Assembly District, which Crouch represents, covers parts of Broome, Chenango, Delaware and Otsego counties. The Chenango County Public Health Department said its facing many challenges because of the rural nature of the county. New York State Assemblyman Cliff Crouch’s district covers a large portion of the Southern Tier, and he told 12 News while no previous virus compares to this, there are other instances of events forcing people to come together. “It’s a big struggle for me as a healthcare practitioner when 25 percent of my patients say sorry there’s not enough cell service and I don’t have internet at my house,” said Dr. Scott Cohen, the medical director for the department. Assemblyman Crouch the best resources for people looking for help are the various hotlines that have been set up, such as the ones from local hospitals and the state health department. Crouch said despite the typically partisan nature of politics in Albany, politicians have worked well together on both sides of the aisle.center_img (WBNG) — All across the Southern Tier local and state leaders are working together to provide resources to the public. “There’s 3 to 4 instances that would come almost come up to the same level: 9/11, the flood of 06, the flood of 2011,” he said Thursday. “There’s a lot of times like that we’re on super duty trying to give people information and make sure all the bases are covered.” Related: Coronavirus updates from Chenango, Delaware and Tioga counties Crouch said there are several events in the past 20 years that have brought the community together in a similar way.last_img read more

NFL cancels 2020 preseason due to coronavirus

first_imgGoodell said once they can play, there will be strict protocols in place, especially if a coach or player tests positive for the virus. They have plans for isolation and care for any individual who tests positive to contain the virus before it can spread.  He says they have followed the lead of medical experts and public health officials, including the CDC, the White House Task Force, governors and state health officials. Goodell published a letter addressing fans around the world, expressing the organization’s concern about the coronavirus. Aside from having no preseason games, players and coaches will have to get tested for the virus every day until further notice. (WBNG) — Monday night, NFL Commissioner Roger Goodell announced there will be no preseason games this year. You can find Goodell’s full letter here.last_img read more

The city of Dubrovnik expects 30 million kuna less revenue

first_imgAccording to Mayor Franković, and how he reports Dubrovnik.hr, The City of Dubrovnik monitors the development of the situation and looks at the effects that the coronavirus has on the local economy, which relies heavily on tourism. On Tuesday, the Mayor of the City of Dubrovnik, Mato Franković, and his associates held a meeting with the director of the Dubrovnik Tourist Board, Ana Hrnić, members of the Tourist Board of the Tourist Board and representatives of professional associations related to tourism. “Our professional services have made rough estimates of the financial structure of revenues in the first six months and they tell us that as a unit of local self-government in that period we will generate 30 million less revenue, but we are ready to adapt to any new situation.”, said Franković. Source: dubrovnik.hr The director of the Dubrovnik Tourist Board, Ana Hrnić, emphasized that this situation affects tourism globally, and the impact on Dubrovnik tourism will definitely be, but they must work to keep the impact as small as possible.last_img read more

Cardinals Track Meet Results

first_imgSt. Louis Track & Field had three meets.  The first was against Batesville & N. Decatur.  The girls who won ribbons were:  Pam Meneses 2nd place in the shot and 1st place in the discus.  Elizabeth Gigrich 4th place in the 100m.  Allie Savage 4th place in the 200m.Boys who won ribbons were:  Mike Wanstrath 3rd in the shot and 1st in the discus.  Max Geisting 3rd in the long jump.  Ben Moster 4th in the 1600m and 4th in the 800m.The second meet was between Jac-Cen-Del and S. Decatur.The girls who won ribbons were:  Pam Meneses 3rd in the shot and 3rd in the discus.  Elizabeth Gigrich 3rd in the 100m.  Alyssa Wanstrath 4th in the 1600m.  Boys who won ribbons were:  Mike Wanstrath 1st in the shot and 1st in the discus.  Aiden Geers 4th in the high jump and 4th in the hurdles.  Ben Moster 1st in the 1600m and 1st in the 800m.  Tyler Kuntz 2nd in the 1600m and 2nd in the 800m.  Tyler Kuntz, Aiden Geers, Conner Ertle and Ben Moster 2nd in the 4X400m Relay.The third meet was between Southwestern Shelby and N. Decatur.The girls who won ribbons were: Alyssa Wanstrath 2nd in the 1600m.  Allie Savage 3rd in the hurdles.  Elizabeth Gigrich 3rd in the 100m and 4th in the 200m.  Pam Meneses 3rd in the 800m.  The boys who won ribbons were:  Max Geisting 4th in the long jump and 1st in the hurdles.  Ben Moster 2nd in the long jump, 2nd  in the 1600m and 2nd in the 800m.  Aiden Geers 4th in the hurdles.  Tyler Kuntz 3rd in the 1600m and 3rd in the 800m. The throwing pits were under water so the shot and discus were scratched.last_img read more

Mourinho: Terry is club captain

first_img Mourinho, who has signed a four-year contract on his return to Stamford Bridge, is keen to re-establish Terry as a key figure in the squad after the centre-half, 32, was marginalised at times last season under interim boss Rafael Benitez. However, the Portuguese coach – who guided Chelsea to successive Barclays Premier League titles in 2005 and 2006 – maintains selection must always come down to individual form. “Last time (I was manager), John was the captain by a club decision because he was born in this club, also, his personality on the pitch,” said Mourinho. “I did a simple consultation with the players, and everyone agreed on that. “At this moment, when you say ‘my captain’, it’s not the real world. He is more Chelsea captain. ‘My captain’ is the board’s captain, the fans’ captain. I don’t think the manager’s captain is the correct word. “John is the club captain. I am more than happy with that, so are the fans, so I think he has to be the club captain. “With the armband? Only if he plays. If he isn’t in the starting XI, he won’t have the armband. “I have not thought about that (who else would take over), but it has to be like that.” New Chelsea manager Jose Mourinho insists John Terry will always remain the club’s captain, but will not offer the defender any selection guarantees.center_img Press Associationlast_img read more

Hasselbaink interested in Leeds post.

first_imgJimmy Floyd Hasselbaink is the latest to declare his interest in the vacant managerial position at his old club.He says he’d welcome an approach.Another ex-Leeds player, Robbie Fowler, is reported to have applied for the role. Academy boss Neil Redfearn is in temporary charge, following the sacking of Dave Hockaday.Meanwhile Stoke could be without another key player for a number of weeks.United States international Geoff Cameron is to have surgery to fix a hernia problem.Peter Odemwingie is already a long term absentee, having had an operation on damaged knee ligaments.last_img read more

PICTORIAL: Uganda champions of 7th Inter-Parliamentary Games

first_img****editor@independent.co.ug Share on: WhatsApp MPs led by Nsereko (left) and Ian Ssewanyana (holding trophy) celebrate Uganda Parliament scoops seven EAC games trophiesPICTORIAL: Uganda Parliament sports team on the weekend emerged champions of the 7th East African Inter-Parliamentary Games after victories in football, netball and several individual golds in athletics. In football the legislators defeated Burundi in the final 8-7 on penalties after a goalless draw while in netball Uganda retained the trophy with a 38- 29 victory over Tanzania. The tournament brought together Parliament teams from Uganda, Burundi, Rwanda,Tanzania, EALA and hosts Kenya with Speaker of Kenya Senate Ekwee Ethuro guest at the end of the one week legislators tournament in Mombasa Kenya. Uganda Parliament walked away from the games with seven trophies and several individual awards. Maureen Osoru emerged best female athlete after winning gold in 100m,200m,400m and 800m. MPs Julius Acon, Francis Zaake and Gafa Mbwatekamwa got athletics silvers. MP Babirye Kityo emerged the tournament’s top scorer in netball, Sarah Najjuma  best midfielder while Kampala Central MP Muhammad Nsereko scooped the football golden boot. Captain Evelyn Asiimwe got a gold in golf.Speaker Ekwee hands Uganda’ Maureen Osoru her medal. MPs celebrate below. PHOTOS COURTESY UG PARLIAMENTlast_img read more

Hat trick for England in Boys Home Internationals

first_img10 Aug 2018 Hat trick for England in Boys Home Internationals Full scores can be found here England have won the Boys’ Home Internationals for the third consecutive year and with a 100% record after defeating Ireland, Scotland and Wales in the round-robin competition at Royal Dornoch.England and Ireland played out an exciting title decider on the third and final day of play on the North-East coast of Scotland and the defending champions ran out 8-7 winners to retain the trophy. England have now won the under-18 team event 17 times since 1996.Ireland were left to settle for a runner-up spot while Scotland finished in third place after impressively beating Wales 11-4.Stephen Burnett, England’s non-playing captain, said: “I’m really proud of the players. We knew that the biggest game of the competition would fall on the final day and it was a really tight match.“Ireland were really strong contenders but the last few singles matches this afternoon went our way. All credit to our players, they pulled the result out of the hat.“It has been a fantastic three days at Royal Dornoch and we have been very well looked after by everyone involved. They are not many better courses than this.“We now look forward to defending the title at Ashburnham. We will retain the core of this team for next year and they will put up a strong defence of the title.”England edged in front 3-2 ahead of the afternoon singles following a stirring series of morning foursomes against Ireland.Irish duo Aaron Marshall and Mark Power were first to register a point after ending the unbeaten run by the English partnership of Conor Gough and Robin Williams. An impressive bogey-free round which included three birdies on the front nine ensured they had full control of the match and they closed out a 3&2 win on the 16th.Harrison Arnold and Chris Knipes hit back for England by beating Allan Hill and David Kitt 4&3 which was followed by a win by one hole for Barclay Brown and Joe Pagdin over John Brady and Tom McKibbin.The two other matches featuring Harry Goddard and Habebul Islam against Charlie Denvir and Max Kennedy and Matthew Freeman and Max Hopkins against Odhran Maguire and Luke O’Neill were halved to give England a slender one point advantage at the end of this morning’s play.The first singles match between Power and Williams proved to be a thrilling contest that ebbed and flowed throughout. Both players were in prolific scoring form with no less than eight birdies in the match but it was Power who eventually prevailed to pull Ireland level at 3-3 with a 2&1 win.England edged in front again when Gough claimed a 3&2 victory over McKibbin. The turning point in the match came when the Stoke Park member won three holes in a row from the 7th, a lead that he would hold onto for the rest of the encounter.Nevertheless, Marshall put Ireland back on parity at 4-4 shortly after when he confidently won his match against Brown 4&3.Brady was left to rue missing out on a full point after letting slip a four hole lead against Pagdin. The English youngster rallied to win four out of five holes from the 13th and the match was halved after both players made par on the final hole.Three crucial points were secured for England when Josh Hill beat Denvir 3&2, Arnold was victorious against O’Neill 2&1 and Goddard edged out Murphy by one hole meaning that the defending champions moved into a 7½-4½ lead and were guaranteed of winning the title.Hopkins and Kennedy halved their match to seal the overall win for England after he increased their lead to an unassailable 8-5.Ireland fought back to win the last two matches out on the course: Hill beat Freeman by one hole and Kitt sealed a 2&1 win against Knipes.England team:Harrison Arnold, 18, (Castle Royle, BB&O)Barclay Brown, 17, (Hallamshire, Yorkshire)Matthew Freeman, 17, (Notts, Nottinghamshire)Harry Goddard, 18 (Hanbury Manor, Hertfordshire)Conor Gough, 15 (Stoke Park, BB&O)Josh Hill, 14, (Dubai)Max Hopkins, 15, (Bishops Stortford, Hertfordshire)Habebul Islam, 17, (Ipswich Suffolk)Curtis Knipes, 17 (Abridge, Kent)Joe Pagdin, 16, (Florida, USA)Robin Williams, 16, (Peterborough Milton, Northamptonshire)center_img Tags: Home Internationals, Royal Dornochlast_img read more