Insellerate, a developer of true mortgage CRM (customer relationship management) software, announced its continued plans for growth with the addition of Daniel Kimm as Director of Sales and Jaime Lee as Director of Marketing.Insellerate saw rapid growth during 2017 as the total number of users increased by 400 percent. With demand for Insellerate showing no signs of slowing, Kimm and Lee will help support the company’s next phase of growth.Both join Insellerate from Velocify, a management and sales acceleration platform recently acquired by Ellie Mae. Kimm brings more than 15 years’ experience as an executive and sales leader in rapid-growth technology companies, including LowerMyBills.com, LeadPoint, and Oversee.net. Lee has extensive experience building marketing strategies from the ground up at startups as well as enterprise organizations, including VMware, Inc., a subsidiary of Dell Technologies.“The mortgage sales process is dynamic and complex. The loan officer-borrower relationship is unlike any other and because of this, general CRM systems are inadequate, and simple marketing automation platforms are not enough” said Insellerate CEO and Founder Josh Friend. “Mortgage professionals are looking for ways to effectively manage their relationships with both borrowers and referral partners alike so that they can not only close more loans faster, but generate repeat business. That’s why we’ve built a mortgage-centric CRM.”The Insellerate platform was built by mortgage professionals who understand the needs of a highly regulated industry. The innovative solution supports the compliance requirements of banks as well as top financial institutions, while effectively managing the end-to-end loan process. Designed to support multiple touchpoints with borrowers and referral partners, Insellerate accelerates the sales process and creates an optimal customer experience that generates repeat business. Insellerate Hires New Directors of Sales & Marketing January 20, 2018 652 Views in Headlines, journal, News Company News Daniel Kimm Insellerate Jaime Lee 2018-01-20 David Wharton Share
Kay Benbow is the leaving the children’s division of UK pubcaster the BBC as part of a major shake-up that makes Cheryl Taylor its content chief.Kay BenbowThe key change sees CBeebies chief Benbow leaving the Corporation at the end of the year, with current CBBC chief Cheryl Taylor becoming head of content.CBBC production chief Helen Bullough is getting an expanded role encompassing preschool focused CBeebies, meaning Alison Stewart is also out.CBeebies controller of business Jackie Myburgh is also exiting, while Claire Stocks’ position of head of interactive will also close. A head of curation and discovery post will replace it.In effect, the changes mean the roles of CBeebies and CBBC controller and head of CBeebies production are made redundant.BBC Children’s and BBC North director Alice Webb announced the changes in an internal note today. Broadcast first reported the story.Cheryl TaylorTaylor will now oversee all commissioning for BBC Children’s, overseeing content for under-16s.The news comes soon after the BBC revealed it would plough an additional £34 million (€38 million) into its children’s programming over the next three years in a bid to better engage kids on digital platforms.“We’re hugely proud of the content and services that we already offer children in the UK but we know that their needs and demands are constantly changing,” said Webb.“As we move to a more personalised, platform approach – something of the utmost importance for the whole of the BBC – we need a staff structure that can deliver this change.“The departure of such significant leaders is clearly a watershed moment for BBC Children’s and I am truly indebted to each of them for the superb work they have brought to the department over the years.”Benbow first joined the BBC in 1998 and rejoined in 2006 after a short spell away. She became controller of CBeebies in 2010, and was interim director of BBC Children’s in 2014 after Joe Godwin resigned.Webb then became director in 2015, and has since talked of the need for wide-ranging structural changes in order to face the challenge of on-demand platforms such as Netflix and Amazon, whom are increasingly important to platform-agnostic children’s audiences.
“Whoever was behind this incident needs to realise that they do not have the support of the local community and they should stop these pointless actions immediately,” added Cllr Jackson.PIPE BOMBERS WILL NOT DRAG US BACK TO THE PAST – JACKSON was last modified: November 14th, 2017 by John2John2 Tags: SINN Féin Waterside Councillor Christopher Jackson has said those responsible for leaving pipe bombs at Montgomery Close will not succeed in dragging society back to the past.Councillor Jackson said: “Those responsible for leaving these pipe bombs in Montgomery Close should be condemned by everyone in our community.“There is no rationale or justification for such actions and the sooner those behind this incident realise that the better.“They are attempting to drag us back to the past but they will not succeed. COUNCILLOR CHRIS JACKSONMONTGOMERY CLOSEPIPE BOMBERS WILL NOT DRAG US BACK TO THE PAST – JACKSONPSNISinn FeinWaterside ShareTweet
It is an essential impossibility to solve problems created by excess debt and artificial liquidity with more of the same. That’s our credo here at Casey Research, and the reason why we believe the gold price will turn around and not only go higher, but much, much higher.While fellow investors around the world may not agree with gold-loving contrarians like us, they are buyers: gold is up in euros and almost everything else, except the dollar.The dollar’s rise has been strong and seems all but unstoppable. But look at it in big-picture terms, as in the chart below, and ask yourself how sustainable the situation is.I’m skeptical of reading too much into such charts. A peak like the one in the early 1980s would certainly take the USD much higher, and for several years to come. But still, this is an aberration. It’s not the new normal, but rather the new abnormal.More to the point, gold hasn’t collapsed since the dollar began its latest surge last July. Just look at this one-year chart of gold vs. the US dollar. The dollar is up sharply (in EUR, as a proxy for everything-not-the-dollar and for comparability to the chart below), but gold is only moderately down.Gold has been trading almost sideways over the last year.That might seem like damnation by faint praise, but it’s critically important. With the USD skyrocketing and commodities plummeting, gold should be dropping like—well, like a gold balloon—if the critics are right and it has no practical value at all, except to dentists and fashion accessory designers.But gold is money, the best store of wealth millennia of human experience have devised, and more and more people are recognizing this.Consider this chart of gold vs. the euro, which documents my contention that people outside the US do not see gold as a barbarous relic, but as an essential holding to safeguard their future.Pretty much everywhere but in the US, gold is up, not down.This chart supports my view that gold rebounded last November when it breached its 2013 low because international buyers saw that as an opportunity. The US has gone from primarily exporting inflation to exporting gold and inflation.The fact that the dollar has risen faster than gold has dropped has important, positive effects on miners operating outside the US. If costs are paid in Canadian dollars, Mexican pesos, euros, or really hard-hit currencies like the Brazilian real, then those costs have just gone way down relative to the price of gold.Of course, there’s a good chance that there’ll be more sell-offs before the gold bull resumes its charge… but they should be regarded as opportunities. Because once the gold market rises again, the best small-cap mining stocks have the potential to go vertical.Watch eight industry experts discuss where we are in the gold cycle, and how to prepare your portfolio for gains of up to 500% or even 1,000%, in Casey’s recent online event, GOING VERTICAL. Click here for the video.
In 2014, Nadia Murad, a member of the Yazidi minority in northern Iraq, was taken captive by ISIS members and sexually enslaved for three months before escaping. In 2016, at the age of 23, she was named the U.N.’s first Goodwill Ambassador for the Dignity of Survivors of Human Trafficking. Today, she became the co-recipient of the Nobel Peace Prize, along with Dr. Denis Mukwege, a gynecologist from the Democratic Republic of the Congo who treats victims of rape.The pair were named for their work to highlight and eliminate the use of sexual violence as a weapon of war, according to the Norwegian Nobel Committee. Murad was honored for her refusal “to remain silent and ashamed of the abuses to which they have been subjected,” the committee said. At age 25, she is the second-youngest peace prize recipient; Malala Yousafzai was the youngest at age 17.NPR profiled Murad in August. This story has been updated.In August 2014, Nadia Murad was one of thousands of Yazidis who were captured by ISIS and forced into sexual slavery. Three months later, she escaped through a door that one of her captors left unlocked.Murad has shared her painful story with international media outlets over and over to show the world what happened to Yazidis. She has become a voice for captive women and girls in the process.She urges women who have faced sexual violence to reclaim their lives. “The hope of ISIS was to break the Yazidi community,” she says. “But for survivors especially, going back to their lives and getting married and making a life and working, it’s basically making sure ISIS did not succeed.”When she was named the U.N.’s first Goodwill Ambassador for the Dignity of Survivors of Human Trafficking, Secretary-General Ban Ki-moon praised her courage.”Nadia survived horrific crimes. I cried when I heard her story. But I didn’t only cry out of sadness,” he said. “I was also moved to tears because Nadia has so much strength, courage and dignity. She rightly calls for a world where all children live in peace.”Yazidi women and girls who have escaped ISIS or are rescued face an array of problems, Pari Ibrahim, founder and executive director of the Free Yezidi Foundation, tells NPR. “A lot of the women have difficulty trying to build a new future. They don’t have a boyfriend or get engaged; they are living in the past. It’s not easy for them to switch back to the here and now and to live daily life.”Murad, who has tried to loosen shackles of the past, announced in August her plans to be married.Her fiancé, Abid Shamdeen, is a former interpreter for the U.S. Army and a human rights activist. “Despite all the difficulties that we were going through, he was always there. He was supportive,” Murad tells NPR.Shamdeen says of Murad: “Obviously she’s a very brave woman. She is courageous, she’s smart, she’s strong. And she’s a fighter.”Murad says their engagement shows Yazidi survivors that “it’s possible to live their lives again and to not believe the propaganda of ISIS — that they will not be accepted back into the community.” Copyright 2018 NPR. To see more, visit http://www.npr.org/.
Two ministers have refused to apologise after they both misled MPs about the impact of the government’s new disability benefit on disabled people.In the space of just 20 minutes, work and pensions secretary Damian Green and minister for disabled people Penny Mordaunt both misled the House of Commons about how personal independence payment (PIP) was affecting disabled people.The first House of Commons work and pensions questions after the break for party conferences saw about 20 questions from MPs across the main parties with concerns about the way PIP was operating, far more than for any other issue.In one answer, Mordaunt (pictured) told MPs that under PIP – compared with disability living allowance (DLA), which it is replacing for working-age claimants – “more people are entitled to use the Motability scheme”.But Motability’s own figures show that of their customers who have been reassessed for PIP so far, 44 per cent have lost their entitlement to the scheme and have had to hand their vehicles back.Responding to another question on PIP, Green told MPs on Monday that “many more people are eligible to receive PIP than were eligible to receive disability living allowance”.But the Department for Work and Pensions’ (DWP) own figures from June showed that only about seven in 10 disabled people who were previously claiming DLA were being found eligible for PIP.The DWP figures showed just 71 per cent of DLA recipients who applied for PIP were successful with their claim in April 2016, once withdrawn claims were excluded.PIP was introduced with the intention – announced by chancellor George Osborne in his 2010 emergency budget – of cutting the number of working-age claimants by 20 per cent.A DWP spokesman appeared to accept that the two statements were not true*, arguing in a statement that the ministers were trying to make completely different points about PIP.He has so far refused to say whether the ministers stand by their statements or whether they will be apologising to MPs, but insisted that “the comments should be considered in the context of the exchanges made during DWP Oral Questions and the wider discussion of which they formed a part”.Among MPs who raised concerns about PIP, the SNP’s Martyn Day told Mordaunt that for the fourth year in a row “the Infrastructure and Projects Authority has said that the roll-out of the personal independence payment project is ‘in doubt with major risks… apparent in a number of key areas’”.Mordaunt claimed that PIP was “a vast improvement on what went before” and was “a more targeted benefit”.Another SNP MP, John Nicolson, then told her of a disabled constituent who had had her Motability car removed after a PIP assessment.He said: “She had to use public transport, which she was unable to do, and she lost her job as a result.“Does the minister really think that government policy is delivering compassionate outcomes in such cases?”After asking for Nicolson to write to her with details of the case, Mordaunt claimed that more people were entitled to use the Motability scheme under PIP, although “clearly we want to make sure that any decision taken on a PIP assessment is the right one”.Tory MP Peter Bone told Mordaunt: “I do not know whether it is just in my area, but at every weekly surgery I will have one person who has been refused PIP who is clearly entitled to it.“I had a lady this week with multiple sclerosis; she is clearly entitled to it and will get it when she goes to the independent tribunal, but why do such people have to wait until then?“Surely this can be corrected at an earlier stage.”Mordaunt said she understood Bone’s frustration, and told him that DWP was “looking very closely at those cases that have gone to appeal and been overturned to see why the right decision was not taken earlier in the process”.She pointed to an earlier answer in which she had said that DWP was working to address such problems, “including giving a bit more flexibility for certain cases at that early stage, with the hope that the evidence we need will then be submitted at that stage”, work that she said was currently being rolled out.She told Bone that there would be more announcements on PIP in the department’s forthcoming green paper on employment support for disabled people, which is due to be published before the end of the year.*In full, the DWP spokesman said: “There are more people using Motability now than when PIP was first introduced, including a number who are newly entitled to Motability under PIP, which is the point the minister was making. “PIP recognises both physical and non-physical conditions, such as mental health problems, much more effectively than DLA did. “For example, under DLA some people with mental health conditions were not eligible for support or were on much lower rates than they are under PIP, which is what the secretary of state was referring to in his remarks.“Overall, 66 per cent of PIP recipients, whose main disabling condition is a mental health condition, are getting the enhanced rate of the daily living component, compared to only 22 per cent of working age mental health recipients receiving the highest rate of the DLA care component.“24 per cent of PIP recipients, whose main disabling condition is a mental health condition, are getting the enhanced rate of the mobility component, compared to only nine per cent of working age mental health recipients receiving the higher rate of the DLA mobility component.”
Entrepreneur Staff Divergent 3D, founded by a one-time investor and two-time entrepreneur, holds patents on technologies that allow carmakers to print vehicles. Kevin Czinger says he wants to completely change how cars are built, but his motivation isn’t money or fame. It’s to help humanity avoid the “suicidal direction that people are heading,” he declares.By shaking up how cars are made, Czinger believes, the world will be saved from an impending climate disaster. And that’s where 3D printing comes in. Yes, that’s right: Some day, most cars will be manufactured using 3D printing technology, if Czinger gets his way.But first, an aside, because you’re probably thinking, Well, how about ‘saving the world’ with something we’ve already got: electric cars?The correct response there is, Not so fast. Yes, drivers switching wholesale to electric vehicles would certainly make a sizable dent in the CO2 damage that tailpipe exhaust creates. Yet those cars are just a Band-Aid solution, since the electricity they require comes largely from nonrenewable sources. So picture a Band-Aid trying to cover a gaping environmental wound.Alternately, the most effective way to reduce the environmental damage cars have long fomented is something people don’t usually think about: automobile manufacturing. According to a United Nations report, manufacturing is the single largest source of the damage automobiles unleash on the environment.An electric vehicle’s batteries account for about a third of its weight, while the carbon composites and aluminum in its body also require a lot of energy as part of its production and processing.Related: Stephen Hawking Says We Have 100 Years to Inhabit Another PlanetAnd while low-emission vehicles can be good for the overall environment in places in the United States where green energy providers already abound — think California — electric cars simply add to the problem in places where coal still rules — think China.Because coal, as we well know, is a global-warming bomb.The part of the Blade that’s 3D printed is the chassis, not the entire vehicle. The company says a chassis such as this can be assembled in a matter of minutes.Image credit: Divergent 3D”The [reduction of] tailpipe exhaust,” Czinger says, “is fooling you into thinking that you’re not creating a super-destructive system, that any potential environmental benefits are offset.” That’s a mistake, he says.“You’re vastly accelerating the destruction of the environment.”So, how does this Los Angeles-based entrepreneur, who walked away from his first startup, plan to shake the pollution out of how the automobile industry builds cars? His answer brings us right back to 3D printing.How it worksCzinger’s company, Divergent 3D, created and holds the patents for 3D-printing equipment and software that specifically allows carmakers to print individual pieces of a vehicle, each of which is then assembled by hand or machine. The process requires less energy and fewer materials than current manufacturing methods, Czinger explains, by replacing the hard-metal tooling, stamping, welding and painting currently required to create today’s vehicles.In a case study, Divergent found that its process eliminates 80 percent of factory costs and decreases the number of chassis structure parts by about 75 percent compared to typical vehicle-manufacturing practices.”The machine doesn’t care if you’re doing the most complicated layer cake in the world or you’re doing a simple nail,” Czinger says. “We’re looking at it as a system we’re going to continuously innovate around, and then we’re going to license that, so that people can create structures that are much more functional and much more profitable and use vastly less material and energy.”Czinger says he sees Qualcomm, which licenses the use of the chips found in devices such as smartphones, as a model for Divergent. His own company, which emerged from stealth three years after its 2011 founding, employs about 55 people, most of them engineers. And so far, it’s raised a total of about $28 million. Last year, Divergent also announced a partnership with PSA, the French automobile giant.PSA weighed in on the deal: “We are very impressed by the promising new opportunities in Divergent 3D’s technology. We’re convinced that these spectacular advances in 3D printing will help position PSA Group as a leader in automobile manufacturing,” said Carlos Tavares, chairman of the managing board of PSA Group, in a press release in March.Divergent 3D creates car parts using metal 3D printing that bypasses some of the most energy-intensive factory operations such as fixturing, stamping, welding and e-coating.Image credit: Divergent 3D”This has the potential to dramatically scale down the size and scope of our manufacturing footprint, reduce overall vehicle weight and build complexity, while also giving us almost limitless flexibility in design output,” Tavares said. “We are talking about a radical change for our industry.”Czinger plans for Divergent to partner with major automakers and commercialize the technology, which he believes could eventually lead to what he calls a democratization of cars. In that scenario, individual designers and small firms would create car models, and customers would special-order them. The larger automakers could act as the manufacturer, certifier and distributor, combined, for smaller brands.”Design, engineer, send data, manufacture, assemble the standard parts and customized Lego block connectors and then you have an object,” Czinger says, ticking off the steps of Divergent’s process. “That will be for a whole range of complex structures: vehicles, maybe in the future architecture, aerospace vehicles, etc.“You’ve democratized even the larger-scale industries because there’s no big capital barrier to them anymore, and you’ve relocalized the manufacturing. That’s what I think the future will be.”Related: Our Rosy Outlook on Driverless Cars Needs a Reality CheckTwin passions early onCzinger’s past goes back to Cleveland, where he grew up, and where he had a love of cars ingrained into him from a young age.”I grew up in a relatively large family where probably from the time I could physically help my brothers, they enslaved me working on cars,” Czinger says. “And then of course I built and raced cars. I always had this love of cars.”In high school, when this son of a housewife and door-to-door salesman was captain of the football and wrestling teams, Czinger also developed his other passion: a love of nature and a sense — instilled by his Jesuit teachers — that we are all responsible for the planet. “They were totally focused on stewardship,” he remembers. “That you had 100 percent responsibility for creating a human society and for caring for nature.”Following graduation, Czinger attended Yale, where he played football under Carm Cozza, who coached the team from 1965 to 1996. Cozza gushed over Czinger in his 1999 book, True Blue, writing, “Kevin Czinger was the toughest kid to play football at Yale in my 32 years as head coach.Divergent 3D partners with SLM Solutions Group to develop specific metal 3D printing hardware and software.Image credit: Divergent 3D“No question about it,” Cozza’s memoir continued. “He was also the most unusual personality, probably the outstanding overachiever, maybe the brightest student, and definitely the scariest individual.”Scary? “When I say Kevin was tough,” Cozza wrote, “ I mean he was competitive to the point of obsession, and loyal almost to a fault.”Czinger earned his BA from Yale, followed by a law degree from Yale Law School in 1987.A rebellious streak”I was always rebellious against authority,” Czinger says. But then came his stint in the Marines Corp. Reserves — inspired by his parents and brother who served in the armed forces — from 1983 to 1992. There, the rebelliousness stopped. “What they did for me is [make me] say, ‘This is the context I’m in. The last thing I want to be is disruptive. I have to fit in here and support what the Marine Corps is doing.’“You have to understand context and be willing to discipline yourself for a greater aim.”That greater aim included interning with Goldman Sachs during law school, clerking for Judge Gerhard Gersell — who famously presided over the Watergate and Iran-Contra cases — then moving to a job as an assistant attorney in the U.S. Attorney’s office, Southern District of New York, under Rudy Giuliani, who of course would later become the city’s mayor.Relatively early in his tenure, the then-young attorney Czinger even led a case. He then made a return to Goldman Sachs, where he became the executive director of media, telecom and technology group, from 1991 to 1995.”Those things transformed me from someone who had zero public speaking skills — I was shy and nervous — into someone who could stand up, think on their feet in a logical way and address a broad range of people,” he says of those early years.Electric carsIn 2008, Czinger finally acted on his love of automobiles by moving away from both law and Wall Street to become co-founder of CODA Automotive, a company which produced electric vehicles.His experience at CODA ultimately led to the founding of Divergent 3D, but first, Czinger had to fail.CODA aimed to create electric vehicles for the Chinese market by converting an existing Chinese sedan to electric power, but Czinger found that the associated economic details were not in the company’s favor. “If you look at electric cars, autonomous vehicles — all of these programs people are talking about — these are all lower-volume vehicle programs,” he points out.He says he wanted the company to change course, but because he had raised so much funding and given away equity, his share of the company had become minimal. So, in 2011, Czinger left CODA to start researching the concepts that would eventually become Divergent 3D.A divergent pathWhile researching his next move, Czinger found studies, primarily the aforementioned UN report, that detailed the environmental impact of automobile manufacturing. He also found inspiration in Stephen Emmott’s book, Ten Billion, which predicts a global calamity once the world population reaches 10 billion.”By 2025 we’ll have 8 billion people in an industrialized world that’s scaling up,” Czinger says, ominously. “We’re going to look [back] at that 120-year period where we built 2 billion vehicles, and in the next 30 to 35 years we’re going to build 4 billion-plus vehicles, which on average are 50 percent heavier.“So, we’re going to, in a fraction of the time, triple the number of vehicles ever manufactured in the history of the planet.”He continues: “From a materials and energy standpoint, you’re looking at a magnitude difference in environmental destruction. That means that the way we design and manufacture vehicles is critical to our survival.”This fact reflects the sobering reality that electric vehicles can be as detrimental to the environment as gas-powered ones — and Czinger isn’t the only one saying that: Ozzie Zehner, author of Green Illusions, declared that, “Moving from petroleum-fueled vehicles to electric cars begins to look more and more like shifting from one brand of cigarettes to another.”Related: Meet the Entrepreneurs Driving the Edible Insect MovementCzinger says that once he started looking into the problem, he knew that an incremental solution wouldn’t be good enough. There needed to be a way to eliminate the specific machine tooling and long assembly lines currently used to manufacture vehicles, he reasoned. That solution? 3D printing.Divergent showed off its 3D-printed car, the Blade, at CES 2017.Image credit: Divergent 3D”The dream of car engineering is to look end to end at a vehicle and only pick the materials that are perfectly optimized for each segment,” he says. “That’s what [3D printing] allows you to do.”Divergent got PSA on board after it shaved about 150 kilograms off a Peugeot 308 and reduced its number of structural parts by more than 75 percent. Not only that, Czinger says, but the updated version of the car won a better crash rating.Lifelong learnerDuring our interview, Czinger tends to give lengthy answers involving technical descriptions. He even expresses gratitude to the Carnegie Library System in Cleveland, where he spent weekends as a kid reading for entire afternoons — his favorite pastime growing up.Clearly, he’s a lifelong learner. And, today, he says, when tasked to learn something new, he takes a similar approach to those library days of his youth: reading and more reading.”The reality is you can teach yourself anything,” Czinger says. “First, I do a general survey of what the literature is, to understand what people are thinking; and then if I find particular people that I want to talk to, I’ll talk to them.”Still, while all that idealistic stuff about fighting climate change is Divergent’s mission, Czinger has his feet planted firmly on planet Earth. He knows Divergent is a business first.”The most internal discipline you can possibly have, because you are wanting to change the world, you have to look out and say, ‘I’m not going to change anything if I run out of money,'” Czinger says. “I’m not going to change anything if I don’t survive. I have to make sure that we maintain our survival.”Meanwhile, he says he doesn’t see Divergent as an extension of himself. “My ego doesn’t depend on this company,” he says.“Whether my life is successful or not doesn’t depend on this company. I’m going to give it, like, an enormous, crazy, crazy, crazy effort because I’m a competitive person and I think this is the right thing to do. But, as a human being, this is not about ‘me.’ The most important thing is to be a good person and have those relationships.”He adds, “If I thought this was about making more money or being cool, I would not do it for a second, believe me.” June 15, 2017 12 min read Enroll Now for $5 Image credit: Divergent 3D News Director Stephen J. Bronner –shares Cars Add to Queue How This $28 Million Startup Hopes to Save the World With 3D Printing Next Article Fireside Chat | July 25: Three Surprising Ways to Build Your Brand Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful. Jay Leno and Kevin Czinger pose with Divergent’s Blade while filming a segment for ‘Jay Leno’s Garage.’
Image credit: Pixabay Watch Out, Santa. Denmark Says It Owns the North Pole. Jason Fell December 16, 2014 –shares Entrepreneur Staff Director of the Entrepreneur Partner Studio 2 min read Learn how to successfully navigate family business dynamics and build businesses that excel. Free Webinar | July 31: Secrets to Running a Successful Family Business Santa, man, you better dig up your deed and call your city officials, pronto. It looks like Denmark is making a power play to be the sole owner of the North Pole.Following a 12-year, $50 million survey of an underwater mountain range, the Nordic country — located in Northern Europe just south of Norway and Sweden — has concluded that it is the rightful owner of the North Pole. Its research apparently shows that the Arctic region is geologically attached to Greenland, which Denmark also controls.For those of us who need a quick refresher on where the North Pole is, it’s the 556,463-square-mile area in the middle of the Arctic Ocean that represents the northernmost point on Earth. So, no, residents of North Pole, Alaska, can rest easy.Related: 5 Steps to Working a Holiday Party Like SantaTurns out, a number of countries have voiced interest in owning the North Pole over the years, including the U.S., Russia, Canada and Norway. Denmark’s claim is uncharacteristically bold for a country that’s otherwise considered a pretty chill, diplomatic place.As with most things, there appears to be some business strategy behind Denmark’s northern land grab. The North Pole is believed to contain 30 percent of the world’s undiscovered natural gas and 15 percent of its oil. As the polar ice melts, getting to these resources becomes more feasible.In other words, Denmark is seeing dollar signs.I wonder if Santa knew what was under his feet if he would have gotten into a different line of business. Or, maybe he would have diversified revenue streams, at least.Related: How Much Would Santa’s Salary Be? Next Article Add to Queue Opportunity Register Now »
Marketing Technology NewsMichelle SkupinNewsRetailMeNot Previous ArticleShuttlerock Wins Facebook Storyteller Award at CannesNext ArticleQualcomm and ZTE to Advance 5G Cloud Gaming on Live Networks RetailMeNot’s Primer for Savings: The 2019 Guide to Prime Day and Back to School PRNewswireJune 26, 2019, 7:54 pmJune 26, 2019 RetailMeNot predicts that more than 250 retailers will participate in Prime Day-related promotions in 2019, a 30% year-over-year growthPrime Day marks the kickoff to the back-to-school shopping season, and RetailMeNot data indicates shoppers are hunting for the best deals earlier than ever. Now in its anticipated fifth year, Prime Day has morphed into something bigger than just a big sales day for Amazon: It has become a new holiday for the retail industry with deals and offers from several hundred retailers who are also looking to increase sales.Marketing Technology News: Haoqipei Secures US $60 Million in Series D Funding to Further Accelerate Growth of its Online B2B Auto Parts MarketplacePrimed for DealsThe Prime Day time period is an opportunity for all retailers. In fact, 84% of retailers say the week surrounding Prime Day is the most important time for driving online sales during the entire back-to-school shopping season. These retailers are smart in trying to gain market share, because the data says:64% of parents will be shopping on Prime Day in 2019.Parents plan to spend $162 on Amazon Prime Day, doing an average of 35% of their total back-to-school shopping through Amazon.Additionally, RetailMeNot data reveals the number of Prime Day-related offers rose 45% in 2018, and predicts more than 250 retailers will offer deals on Prime Day or through the extended Prime week. Consumers have caught on to the savings available across retailers, and surveyed parents plan to shop at an average of 11 retailers during the Prime Day time period.“With the back-to-school shopping season starting with Prime Day, all retailers have an opportunity to capture early sales by participating in Prime-related promotions,” said Michelle Skupin, senior director marketing and communications, RetailMeNot. “Over the last few years, RetailMeNot data has shown an increase across the board in participating retailers, and consumers are ready to take advantage of the deals.”Marketing Technology News: Zeno Media and ADORA Cooperate on Strategic Marketing and Mobile App Content for Diaspora ListenersRetailers Prep for the Long HaulPrime Day has lengthened the back-to-school shopping season, and RetailMeNot data indicates peak shopping days across the three-month period will fall on Prime Day (#No. 1), the first weekend of August (#No. 2) and Labor Day weekend (#No. 3).Just over 3 in 5 (63%) parents will start their back-to-school shopping in July or earlier, and they plan to spend an average of $507 during the season, up from $465 in 2018. Additionally, half of parents (51%) report shopping for themselves while picking up back-to-school items.Retailers are responding accordingly:74% of retailers say they will invest more money in their back-to-school marketing in 2019.78% say their company will offer more discounts for back-to-school shoppers this year.In August, consumers are likely to spend 20% more in stores compared to the rest of the year, according to RetailMeNot data. In-store shoppers are best reached through mobile deals, as 73% of shoppers search for items to purchase on their mobile device.“Given the long season, retailers will need to prioritize their marketing spend and discounting activities across the three months to meet consumers where they are in the shopping journey. RetailMeNot data shows that pulsing promotions in accordance with peak shopping times will result in increased sales for retailers,” said Skupin.In fact, 69% of back-to-school shoppers say price is the biggest determining factor in the items they buy during back-to-school season.Marketing Technology News: Adaptive Ad Systems Completes Installation of New Ad-Insertion Equipment on National Cable TV Systems Adds 40,000 Additional Subscribers
‘Practice-changing’Using antibiotics as a prophylactic measure resulted in fewer antibiotics being needed later.For every 100 doses of prophylactic antibiotics, doctors avoided the need to administer 168 doses for post-delivery infections that developed later on after birth. Thus, changing health policies to recommend universal prophylactic treatment with antibiotics following assisted delivery could decrease antibiotic use by 17%.The reduced infection rate among the women who received antibiotics also had a beneficial effect on the women’s general recovery from childbirth.Compared with those who received placebo, women who were given antibiotics were less likely to need treatment for perineal pain or for burst stitches. They also attended fewer outpatient appointments and did not need as many home visits from doctors, nurses or midwives.The researchers also estimate that the average cost to the NHS six weeks following birth for each woman who received the antibiotic was £102.50, compared with £155.10 for each woman who received the placebo. Based on these findings alone, it does seem that routine use of a single dose of antibiotic following an assisted birth would help to reduce infections and ensure the best possible health outcomes for women, as well as reduce costs of complications for the health service.”Pat O’Brien, Consultant Obstetrician By Sally Robertson, B.Sc.May 14 2019Reviewed by Kate Anderton, B.Sc. (Editor)Thousands of women could have been spared pain and infection if they were given prophylactic antibiotics following assisted childbirth, advise researchers. The researchers are now calling for health authorities to change the advice they provide.KieferPix | ShutterstockAdministering just a single dose of antibiotics after an assisted birth (one that requires forceps or vacuum) could prevent women from experiencing painful infections.In an article published in The Lancet, Marian Knight from Oxford University and colleagues said that prescribing antibiotics could prevent more than 7,000 maternal infections per year in the UK, around 5,000 in the United States and around 200,000 worldwide.In a major trial involving 3,420 women at 27 units across Britain, a single dose of antibiotics given within six hours of childbirth almost halved the number of infections among mothers whose births were medically assisted using forceps or ventouse suction cups. In the UK, assisted births account for one in eight pregnancies.Knight and team are calling on the World Health Organization and other health authorities to revise their recommendations in light of the findings.Currently, infections occur in around 16% of assisted deliveries globally and in around 25 percent of cesarean sections. Infections ‘need to be caught early’The microbes introduced into the genital tract when forceps and ventouse suction cups are used increases the risk of infection developing. Furthermore, women who have assisted births tend to have longer labors, more vaginal examinations, and more tears and surgical cuts, compared with women who do not have assisted deliveries. They are also more likely to have urinary catheters fitted.All of these factors raise the risk for infection, which in some cases can turn out to be life-threatening. In Western countries, such infections cause around one in 20 maternal deaths and for every case of those, a further 70 mothers develop serious infections that lead to long-term health complications.For the study, women were randomly assigned to be intravenously administered either amoxicillin with clavulanic acid or a saline placebo within six hours of having given birth. One-third of the births were assisted using ventouse suction cups and two-thirds were assisted using forceps.Of those who received the placebo, 19% developed an infection following childbirth, compared with only 11% of those in the antibiotic group. The proportion of more serious infections (sepsis) arising was 1.5% in the placebo group (as confirmed by blood tests), compared with only 0.6% in the antibiotic group. Clinicians not involved in the study are calling the results “practice-changing” and the UK’s Royal College of Obstetricians and Gynaecologists will be publishing new recommendations in light of the findings later this year.Knight says this will have a huge effect on women, not only in terms of infection rate, but also in terms of reducing rates of perineal pain, burst stitches and problems feeding babies as a consequence of pain.Ensuring ‘the best possible health outcomes for women’Consultant obstetrician and spokesperson for the Royal College of Obstetricians and Gynaecologists, Pat O’Brien, referred to the trial as “very interesting and well-conducted.”In the UK, around 12% of women have medically assisted births, he says, and the findings from the current study suggest that administering single doses of antibiotics could halve infection rate to the equivalent of about 7,000 per year.O’Brien points out that it is standard practice to provide a single-dose antibiotic to protect against infection in cases of cesarean and that it makes sense that this should also be the case for women who have assisted births. These findings highlight the urgent need to change current […] guidelines. Pregnancy-associated infection is a major cause of death and serious illness. Our results show this could be reduced by almost half by a single dose of prophylactic antibiotic.”Marian Knight, Study Author I was surprised by the proportion of women who got an infection. The majority are not serious, life-threatening infections, but they do need to be caught early to make sure they don’t progress to those major infections.”Marian Knight, Study Author Journal reference: Knight, M., et al. (2019). Prophylactic antibiotics in the prevention of infection after operative vaginal delivery (ANODE): a multicentre randomised controlled trial. The Lancet. doi.org/10.1016/S0140-6736(19)30773-1.
Explore further © 2018 AFP This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. Rental platforms like Airbnb are hoping for a boost from a new law coming into force next month in Japan ahead of an expected surge in demand for the 2020 Olympics, but experts warn it could actually hamper business in the short-term. Currently anyone renting out a room risks falling foul of the law but short-term rentals will be legalised on June 15, clearing up a legal grey area.But the new law also introduces fresh restrictions, dismaying many who rent out rooms to tourists via Airbnb or similar platforms.Would-be renters will have to register their lodgings with the authorities and the new law limits total overnight stays to 180 days per year.The new legislation allows local authorities to impose their own restrictions too.The tourist-magnet of Kyoto, for example, has said it will only permit rentals in residential areas between mid-January and mid-March, the low season for tourist arrivals.Jake Wilczynski, Airbnb spokesman for Asia-Pacific, told AFP the new laws are a “clear sign that Japan is buying in to the idea of short-term rentals for individuals”.But many have cancelled reservations or simply taken their lodgings off the platform.”Under the new law, Airbnb hosts will not be able to accommodate guests as easily as before. I hope this doesn’t put the bar too high for us,” 41-year-old Nobuhide Kaneda, who rents out a room in Tokyo, told AFP.On an Airbnb discussion forum, an Australian host identifying herself as Narelle wrote: “I am… becoming frustrated that no one knows what is required.””I also feel the three-month timeframe to organise a notification number is unrealistic.”‘Waiting for instructions’Airbnb does not say how many properties on its platform already comply with the new laws but does not deny there have been some teething problems.Wilczynski said the firm was “in the process of discussing the issue with the Japanese Tourism Agency”.”We are waiting for instructions,” said the spokesman for Airbnb, which has informed its members of the legal changes.Despite the new restrictions, there is a huge potential market for short-term rentals as the country gears up for Tokyo 2020 and the Rugby World Cup the previous year. There will likely be strong demand for short term rentals during the 2020 Olympics in Tokyo In Denmark, Airbnb to report hosts’ rent to tax authorities Airbnb rentals have boomed in recent years, driven by an increase in tourism and a surprising lack of hotel infrastructure. With around 60,000 listings, Airbnb dominates the Japanese vacation rental market, even though it lags far behind many countries in Europe—France, for example, has 450,000 listings.And demand is poised to rise as Japan targets an influx of 40 million visitors in 2020 when it hosts the Summer Olympics—up from 29 million last year.Yasuhiro Kamiyama, CEO of Hyakusenrenma, a local firm that manages 2,000 private rentals, said the new law will begin to “normalise Japan’s Airbnb market”.He hopes to have 30,000 rental properties on his books by 2020.Mizuho, a research institute, said that “vacation rental services are unlikely to rapidly expand after (the law’s) introduction. But the potential needs are great among foreign tourists, particularly from Asia.”However, the loosening of the law will also open the door to fierce competition.E-commerce giant Rakuten is planning to launch a property rental site as soon as it comes into effect and telecom group KDDI has also set up a reservation platform.Hotel chains will also be stepping up their game, building new sites to counter “the risk of a shortage” come 2020, according to a recent research note from Mizuho. ‘Noisy neighbours’An additional problem faced by potential hosts is opposition from neighbours, who worry about noise from holidaymakers or security.According to Japanese media, there have been several cases of management companies or co-owners banning sub-lets in their buildings.Soichi Taguchi, a Japanese tourism official, said the new laws were “urgently needed to ensure public health and prevent trouble with local residents”.But Airbnb called such incidents “extremely rare”, and Hyakusenrenma’s CEO said “all the problems have stemmed from illegal rentals because neighbours did not know who was operating them”.In a bid to overcome such local difficulties, some platforms offer extra services to manage rentals, such as providing the welcome to guests, handing over keys and showing them around the property.Airbnb has forged a partnership with a service provider which registers properties with local authorities, and arranges wireless internet and cleaning after the rental. Citation: Japan’s new ‘Airbnb law’: a double-edged sword (2018, May 20) retrieved 18 July 2019 from https://phys.org/news/2018-05-japan-airbnb-law-double-edged-sword.html Nobuhide Kaneda (left) rents his apartment to Max Ikeda (back right), a Ukrainian-Japanese living in Hiroshima
crime, law and justice COMMENT The accused and others carried out IED blasts in Kozhikode city in protest over the denial of bail to accused in 2003 Marad communal riots case January 24, 2019 Published on Kerala COMMENTS The NIA on Thursday arrested a 33-year-old man, accused in the 2006 Kozhikode twin blasts cases, from the Delhi airport after he landed from Saudi Arabia, the agency said.It said Mohammed Ashar, resident of Thalassery in Kannur district of Kerala, had been absconding and was chargesheeted by the National Investigation Agency in 2010.He was arrested on Thursday from the Indira Gandhi International (IGI) Airport, it said.“The cases pertain to the twin improvised explosive device blasts that occurred at the KSRTC and mofussil bus stands in Kozhikode (Calicut) city on March 3, 2006 causing injuries to two persons besides damage to property,” an NIA spokesperson said.He added that NIA had taken over the investigation of the cases in December 2009 from the state police and had filed a chargesheet against eight accused, including Ashar, in 2010 under sections of the Unlawful Activities Prevention Act, IPC and Explosive Substances Act.Investigation found that Ashar and the other absconding accused P P Yusuf were “party” to the criminal conspiracy hatched by the prime accused T Naseer, Safas and others to carry out IED blasts in Kozhikode city in protest over the denial of bail to some Muslim accused in the 2003 Marad communal riots case, the agency said.The NIA claimed that Ashar, along with Yusuf, had “assisted T Naseer in preparing the IEDs and planted the explosive devices at bus stands in Kozhikode city.“Accused Mohd Ashar had gone to Saudi Arabia in 2007 to evade arrest,” it said.Ashar will be produced before a special court in Delhi to obtain transit remand to take him to Kochi and produce him before the jurisdictional special court at Ernakulam in Kerala, it said. SHARE SHARE SHARE EMAIL